2015 Budget Proposal
The Mission of the Boulder County Public Trustee's Office
The mission of the Boulder County Public Trustee's Office is to administer foreclosure proceedings for properties located in Boulder County and the release of Deeds of Trust for properties located in Boulder County. The Public Trustee’s Office is a statutory mediator in the Colorado foreclosure process. The Public Trustee and his professional staff are dedicated to fairness for all parties in the foreclosure process.
Serving Homeowners Facing Foreclosure
The Public Trustee and his professional staff are dedicated to serving the public interest and homeowners facing foreclosure. We can not give legal advice, real estate advice, or financial advice. We do insure the fair treatment, under law, of homeowners facing the considerable pressures and demands of a foreclosure.
NOTICE TO AN OWNER IN FORECLOSURE
If your property goes to foreclosure auction sale and is purchased for more than the total owed to the lender and to all other lien holders, please contact the Public Trustee's Office after the sale because you may have funds due to you.
Colorado Open Records Act Fee Policy
The Boulder County Public Trustee’s Office makes every effort to have public information readily available on our website. If, however, the information you need is not available there, in order to pay for the cost of staff, the Boulder County Public Trustee may charge for research and retrieval time necessary to respond to requests for records under the Colorado Open Records Act (“CORA”). Pursuant to C.R.S. §24-72-205(6), effective July 1, 2014, staff time may be charged at a rate not to exceed $30.00 per hour. There shall be no charge for the first hour of time for research and retrieval of records.
When the Public Trustee’s Office receives a CORA request, the Public Trustee may estimate the research and retrieval time it will take to research and retrieve the records requested. The estimate of time and the appropriate fee may be provided to the requestor before work is performed, to determine if the requestor seeks to move forward with his/her request, understanding the associated cost. The custodian may require the requestor to pay the fee before proceeding to research and retrieve the records. If the requestor pays the fee based on the estimate and the time necessary to subsequently perform the research and retrieval of the records is less than the estimate, the Public Trustee shall give a refund to the requestor.
NOTICE TO BIDDERS
The office has finalized, or confirmed, various policies concerning bidding and junior bidders. Please read the document listed
Housing & Financial Counseling services are available at no cost through Boulder County Housing & Human Services. Their HUD Certified Counselors represent an extraordinary resource to homeowners facing foreclosure. They can help you understand your options and create a plan for reaching a solution. They can be reached by calling: 720-564-2279, emailing: firstname.lastname@example.org, or going to their website: www.bouldercountyhc.org
IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.
Colorado Attorney General Federal Consumer Financial Protection Bureau
1300 Broadway, 10th Floor P.O. Box 4503
Denver, Colorado 80203 Iowa City, Iowa 52244
(800) 222-4444 (855) 411-2372
Other Participants in the Foreclosure Process
Lenders, attorneys representing lenders, and persons interested in bidding at scheduled foreclosure sales are the other participants in the Colorado foreclosure process.